What we do?UniCredit in Poland belongs to one of the largest financial groups in Europe, serving over 15 million Clients, including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams, acting as the Group’s pan-European innovation hub.We are creating ultra-fast and transparent banking with an “all-in-one” application and new opportunities for all Clients - individual, business, and corporate. We provide full omnichannel service thanks to a network of flagship branches in key Polish cities and our Support Center.Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration, engagement, and achieving ambitious goals.We are currently looking for Product Owner/Product Manager with domain in BaaS, Embedded Finance, Fintech, SaaS or payments  ready to join our adventure.What you will be doingYou will join our Customer-Aligned Team (CAT) model — a cross-functional squad fully responsible for building and delivering BaaS solutions to specific clients or client groups.In this role you will have unique opportunity to be Product Owner/Product who will be leading strategic initiatives for UniCredit Group across Europe.This is a hybrid role between a Product Manager and a Business Builder — combining product thinking, client-facing collaboration, and end-to-end execution.You will: Build value with and for the client, by shaping solutions that are not just deliverable, but scalable and repeatable. Co-create use cases with clients and Sales based on real business needs — and shape them into productized, repeatable offerings. Lead solution design from idea to live delivery, owning the result and value delivered to the client. Take active part in pre-sales, helping scope technical and business feasibility while staying lean. Run delivery execution: own scope, remove blockers, and ensure we deliver what was promised - on time, with clarity. Collaborate across various teams such as: legal, compliance, finance, and engineering to ensure the solution makes sense across all dimensions. Monitor outcomes: revenue potential, time-to-market, delivery margin - and course-correct when needed. Contribute to building playbooks and assets that help us scale delivery across similar clients. Grow into a CAT lead role, with direct responsibility for a client-facing delivery squad in the future. Skills you should have You have 5 years of experience in product roles (BaaS, fintech, Embedded Finance, SaaS or payments). You understand the BaaS value chain: accounts, payments, compliance, cards, client onboarding. You’ve worked with clients directly and know how to turn unclear needs into concrete, valuable product propositions. You care about results, not just roadmaps — and are comfortable being the person who signs off scope and stands behind it. You work well across functions: Sales, Compliance, Engineering, Finance. You’re pragmatic, independent, and enjoy solving ambiguous challenges without waiting for permission. You have an entrepreneurial mindset: focused on value, cost, and impact — not just features What we offerYou will get an opportunity to work in an innovative, digital bank applying state of the art approaches and technologies.You will be provided an Individual Development Budget, dedicated to enhancing your professional skills.If your role permits, we also offer flexible work location.You and your closest family will be covered with VIP-level private medical care which includes dental treatment and a hospitalisation package. We care for our colleagues’ well being, therefore we cover psychological consultations if you ever feel you need such support. Aion bank account without fee. We co-sponsor your Multisport card and cover 50% of its cost. You will work on computer equipment that delivers the best user experience — Apple MacBook. Our office in Warsaw offers healthy snacks throughout the day.Our processWe keep our recruiting process simple. Step 1: Talk with one of our Recruiters about your to date experiences and ambitionsStep 2: Meet with your future Team Manager to deep dive on the role specifics and our work environmentOur note to youDiverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table.Please note that we may close a job posting early if we receive a large number of exceptional applications.Good luck!