Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewAre you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills and experience in Risk Management or Finance within a major financial institution and proven track record of analysing complex financial data to Citi’s Portfolio Management Group (PMG).By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.Portfolio Management Group (PMG) is a risk management group covering Citi’s Banking and International segment. The group establishes and monitors Wholesale Credit Limits, credit reserves, and stress testing. The Wholesale Credit Allowance Team within PMG is responsible for credit losses under US GAAP (CECL) requirements as reported in Citi's consolidated financial statements as well as legal vehicle financial disclosures. The team develops a recommendation for quarterly cost of credit, with a detailed analysis on the drivers for changes in both expected and actual credit losses. Quarterly credit loss reserves and stress testing results directly impact Citi’s earnings and capital plan.What you’ll do:The Portfolio Credit Risk Manager will contribute to the execution of quarterly credit loss requirements under the Current Expected Credit Loss (CECL) methodology. This includes portfolio level analysis and communication of results in senior governance meetings to conclude on credit loss reserve adequacy. The Portfolio Credit Risk Manager will work closely with various key stakeholders, including Risk, Finance, Businesses, regulators, and auditors. Specific responsibilities include:Perform in-depth analysis of financial and modeling data, including trends, variance, and macro-economic variable impactPrepare materials for various senior management meetings, as well as meetings with regulators and internal/external auditorsPartner with various stakeholders to ensure accurate, detailed, and timely reporting of credit loss reserve results Provide analytical support for Business/Finance reviews and ad-hoc requestsAssist with implementation of key strategic projects and improvements to existing processes Maintain detailed documentation on analyses, policies, procedures, and controlsAssess impact to credit risk when business decisions are made, by applying sound ethical judgment that considers Citi’s reputation, clients, assets, and compliance with applicable laws, rules, regulations, and policies.Escalate any reporting or control issues timely and hold others accountable to also maintain these standards.What we’ll need from you:5+ years of work experience in Risk Management or Finance within a major financial institutionProven track record of analysing complex financial data and communicating conclusions to senior management in a high-profile environmentGood working knowledge of wholesale banking products, credit risk management, and CECL requirementsFamiliarity with Risk, Collateral, and Finance reporting data infrastructures and platforms across multiple products, functions, and/or businesses preferredStrong analytical and problem-solving skills, including the ability to assimilate large amounts of information to arrive at well-reasoned conclusionsExcellent proficiency in Microsoft Office – particularly Excel (metrics and data analysis), PowerPoint (presentation decks), and Word (writing and editing procedural and technical documentation); expertise with Tableau preferredDetail-oriented with strong organizational skillsStrong verbal and written communication skills, with the ability to present complex concepts in a concise mannerStrong interpersonal skills, ability to leverage relationships and work collaboratively across the organizationStrong work ethic and ability to work in a fast-paced environment, exhibiting a high degree of flexibilityAbility to manage multiple priorities and tasks, escalate concerns, and raise questionsBachelor’s/University degree with a major in Economics, Finance, Accounting, Statistics or Computer Science.What we can offer you :By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (currently up to 2 days working at home per week), but also (potentially, subject to final offer) receive a competitive base salary and enjoy a whole host of additional benefits which can include:Employer paid Defined Contribution Pension Plan contribution of 6% of employee’s pensionable earnings (PPE Program)Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential ratesEmployer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential ratesEmployee Assistance Program financed by EmployerPaid Parental Leave Program (maternity and paternity leave; statutory and 2 weeks additional paid paternity leave)Sport Card for employees subsidised via Social Benefits Fund and Sport Cards for certain family members available at preferential ratesAdditional benefits from Company’s Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team building events.Additional day off for volunteeringCafeteria/ flex benefit – a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform.Opportunity to receive an annual discretionary incentive awardSpecial offers and discounts for employees.Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive. Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.