Your responsibilities

• Conduct credit risk analysis and scoring to evaluate the credit risk of assigned customer portfolios
• Recommend and establish credit limits for customer accounts within authorized levels
• Monitor customer payment behavior and update risk profiles accordingly
• Assist Group Credit Risk Management in preparing comprehensive credit reports and forecasts to management and credit insurer
• Identify high-risk cases and ensure their timely escalation
• Guide and advise businesses on credit-related decisions, collaborate with Sales and other stakeholders to enhance customer risk profile quality and optimize credit risks
• Stay informed on market and economic trends that may affect customer credit risk
• Contribute to credit process development and continuous improvement activities together with other customer operations in finance and business teams

Our requirements

• You have a bachelor’s degree in Finance, Accounting, Economics, or related field; professional certification (e.g., CFA) is considered an asset
• You are detail-oriented Credit Risk Analyst/Senior Analyst with 3+ years of experience in evaluating financial risks and creditworthiness
• You are finance professional with extensive understanding and hands-on experience in establishing credit limits and monitoring customer payment behavior to mitigate risk exposure
• You are an adept at interpreting market and economic trends to anticipate potential financial risks
• You are an experienced professional with solid expertise and practical knowledge in B2B trade and trade credit insurance
• You are an analytical thinker with proficient problem-solving skills and the ability to work cross-functionally
• You are a skilled communicator who collaborates effectively with Sales, Finance, and other stakeholders to align credit strategies with business objectives
• You are fluent in English

What we offer

• A meaningful job: We have an inspiring purpose ‘We renew the everyday for a future beyond fossils”. Our work is impactful and transformative.

• A caring community: Our community is built on great team spirit and shared commitment. We care about each other and the well-being of our colleagues. We support the work-life balance of all our employees.

• Development opportunities: We offer you great opportunities to learn and grow throughout your career. We are an international, multi-business organization offering plenty of avenues for personal growth.

• Responsible employer: Sustainability is at the core of everything we do. We are committed to ambitious, science-based sustainability targets in all areas, from climate change mitigation to enhancing biodiversity. We foster diversity and inclusivity, offering a work environment in which everyone can be themselves.