Your responsibilities

• Product Strategy & Commercialization:
• • Define the strategic vision for the affluent and private banking card product vertical.
• • Drive the product's commercial success, holding co-responsibility for scaling, margin, and revenue, including ownership of the product P&L.
• • Develop and implement pricing strategies to grow product margin.
• • Conduct continuous market research and global benchmarking to develop a unique selling proposition (USP).
• • Run financial modeling to forecast the impact of product changes and promotions.
• • Collaborate with marketing and CRM teams to design effective communication and lead-nurturing campaigns.
• • Take ultimate ownership of the product origination funnel and its efficiency.
• Team Leadership & Delivery:
• • Act as the line manager for the product delivery team with hire and fire empowerment.
• • Lead the team's agile ceremonies, including release and sprint planning, scope grooming, and velocity management.
• • Design product solutions and prepare detailed epics, user stories, and acceptance criteria.
• • Ensure all solution design documentation in Jira is complete, structured, and maintained to a high standard.
• • Decide on product readiness for UAT and production deployment, and oversee re-testing in the PROD environment.
• Operations, Risk & Compliance:
• • Design and document product operational processes in cooperation with the OPS team.
• • Monitor the regulatory framework to identify required enhancements and ensure product compliance.
• • Draft and manage all product-related legal artifacts, including terms and conditions, contracts, and promotional rules.
• • Procure and own relationships with third-party suppliers, including facilitating security and GDPR assessments.
• • Prepare and submit requests for product approval to the relevant committees as required by regulatory standards.
• • Act as the second line of defense for customer complaints and production incidents.
• Financial Planning & Reporting:
• • Propose the annual product budget and prepare quarterly forecasts.
• • Report to management on commercial

Our requirements

• Experience: A minimum of 5 years of experience in a Product Owner role.
• Domain Expertise: Proven, in-depth experience in the affluent and/or private banking sector is essential. A strong background in general cards issuing is also required.
• Partnership Experience: Demonstrable experience working with major card networks (Mastercard or Visa) is key.
• Leadership: Experience leading a cross-functional Scrum team consisting of analysts, developers, and testers. While deep technical knowledge is not mandatory, the ability to guide a technical team is crucial.
• Location: This is a hybrid role based in Warsaw, with an expectation for managers to be able to work from the office for part of the week.

What we offer

• You will get an opportunity to work in an innovative, digital bank applying state of the art approaches and technologies.

• You will be provided an Individual Development Budget, dedicated to enhancing your professional skills.

• If your role permits, we also offer flexible work location.

• You and your closest family will be covered with VIP-level private medical care which includes dental treatment and a hospitalisation package.

• We care for our colleagues’ well being, therefore we cover psychological consultations if you ever feel you need such support.

• Aion bank account without fee.

• We co-sponsor your Multisport card and cover 50% of its cost.

• You will work on computer equipment that delivers the best user experience — Apple MacBook.

• Our office in Warsaw offers healthy snacks throughout the day.